Empowering Canadian families through accessible financial programs for homebuying and secure homeownership.

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Mortgage Trustee Program

A Second Chance to
Keep Your Home

When payments fall behind and power of sale feels unavoidable, there may still be even if refinancing isn’t possible. By placing your mortgage liability in trust, lowering monthly payments, and safeguarding your equity, we give families the breathing room they need to recover — without losing the home they’ve worked so hard for.

Through mortgage trustees, we help families stay rooted in their homes, avoid the heartbreak of foreclosure, and keep the place they’ve built memories — while finding stability to rebuild their financial future.

Currently at Full Capacity

This program has reached full enrollment and is temporarily closed. Applications will reopen on October 31st, 2025.

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In the meantime, if your situation is urgent, please email help@homeahead.ca with the following details:

  • Full name
  • Phone number
  • Best time to contact
  • A short brief of your situation and urgency
  • One of our advisors will connect with you within 24–48 hours.
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